Buying Your Home
How do find the right home?
Why You Need A Buyer’s Agent in Today’s Real Estate Market:
The Listing Agent works for the Seller and negotiates in the best interest of that Seller. Hiring a Realtor® as your Buyer’s Agent makes sense. A Buyer’s Agent will work for you and negotiate in your best interest.
A Buyer’s Agent is paid out of the Seller’s commission payment.
Real estate transactions are complicated. Buying a home requires disclosure statements, inspection reports, purchase contract, settlement statements, and mortgage documents. A Buyer’s Agent, will take all the confusion away and guide you through all these complexities and void costly mistakes and delays.
Buying a home is time consuming. A Buyer’s Agent can narrow your home search by taking you to see only homes that meet your specific criteria.
As Your Agent, We Will:
Assure that you see all the properties in the area that will meet your criteria.
Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
Make sure you don't pay too much for your new home and help you avoid costly mistakes.
Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
Check your credit rating. Straighten out any errors before it’s too late.
Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
Choose a REALTOR® that you trust and who understands your needs.
Determine what neighborhood best matches your needs.
Identify important features you need your new home to have.
Closing Costs to Expect:
Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
Third-party fees include charges for insurance, title search, and other inspections such as termites.
Government fees include deed recording and state & local mortgage taxes.
Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
